A | 根据Singlife进行的一项民意调查显示，超过五分之二的新加坡人担心他们无法实现财务自由。 (ECNS) -- Retired U.S. teacher Ronald Sakolsky, who once donated $5,000 to support China's desertification control efforts 26 years ago, reunited on Sunday with his Chinese friend Yin Yuzhen, a desertification fighter in Ordos, Inner Mongolia. Their story began in 1999, when Sakolsky taught English at a school in Henan Province under a teacher exchange program between the two countries. After watching a television news report about Yin's tireless work, he was deeply moved and raised the $5,000 to help Yin and her husband in their afforestation campaign. Yin spent almost all the money on buying more saplings, keeping just one dollar bill as a souvenir. Today, the slender saplings have grown into a vast forest. Yin gained national attention in May when she issued a public search for Sakolsky, which ended successfully. On the day of the reunion, Yin chose a green coat and arrived early at Ordos Ejin Horo International Airport. "I plant trees, and the earth is green," she said. The red scarf draped around her neck was the same one she had worn during her early days of planting trees in the desert, although it had been washed over and over again. She had practiced three English phrases: "Welcome to China," "my brother," and "more, more," her way of saying "Please eat more" to show hospitality. But when they finally met, she couldn't utter a single word. As Sakolsky came down the escalator, he kept wiping tears from his eyes. Yin hurried forward and held out her arms. The two held each other tightly, tears welling in their eyes. "This is a dream come true," said Sakolsky. "She made a promise 27 years ago and kept her promise. I never thought I would see her again. It is a miracle, but it shows culture and people can still keep promises." He praised Yin as an extraordinary woman who has made great contributions to China. He mentioned that he had intended to take a tree home to the United States, but was prohibited by law — which drew laughter from the tearful onlookers. Yet he was determined to bring back some sand home with him, saying in all seriousness that if necessary, he would pack it in his shoes. Invited by the China Education Association for International Exchange (CEAIE), his itinerary from Aug. 23 to Sept. 1 will also include China-U.S. teacher exchange events, a visit to Henan to meet with teachers and students at the school where he worked, a visit to the press briefing hall of the Chinese Ministry of Foreign Affairs, and visits to historical and cultural landmarks. Official figures show that China has contributed about one-quarter of the world's increase in green vegetation and rehabilitated 152 million mu (about 10.13 million hectares) of desertified land between 2021 and 2025. (By Zhang Dongfang) 
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B | 在接受调查的3,000名受访者中，29%的人表示他们认为可以实现财务自由，27%的人已经实现，而44%的人认为这永远不可能。主要障碍包括收入不足、健康问题和职业不稳定性。调查显示，2024年新加坡人的财务自由指数得分为58分（满分100分），较2023年的60分有所下降，受访者最担心的是通货膨胀、退休储蓄不足和医疗费用。图源：FACEBOOK调查还发现，44%的人认为生孩子会延迟他们的经济独立，估计这会让他们在15年内远离财务自由。
C | 33%的人对此持中立态度，而22%的人认为生孩子不会减慢他们的进度。在55至64岁的人群中，以及最小孩子年龄在16岁以上的人以及家庭月收入较高的人中，生孩子会在经济上延迟他们的观点更为普遍。
D | 每月2,856美元才能活得更舒适 在接受调查的3,000人中，有一半的人认为他们需要超过500,000美元才能在这里抚养一个孩子到21岁。该指数还发现，超过一半的受访者表示他们知道如何实现财务自由。其余45%的人包括不确定的人和从未考虑过这个问题的人。那些不确定的人通常年龄在35至44岁之间，而未考虑过经济独立的人通常是家庭月收入较低的女性。图源：FACEBOOK对于财务自由的定义，21%的人认为意味着无忧无虑地过上理想的生活方式，19%的人认为意味着无债务，12%的人认为意味着有稳定的工作，10%的人认为意味着自由消费的能力。大多数受访者（80%）计划在65岁之前退休，他们估计每月需要2,856美元才能舒适地生活。
E | 同时，五分之一的人表示他们更愿意在海外退休，主要目的地包括马来西亚、澳大利亚、新西兰和泰国。
F | 至于保险，约三分之二的人知道或表示他们有人寿保险，而近四分之一的人有重大疾病保障。
G | 这些发现表明，新加坡人对于财务安全和保障有着较高的认识，但仍有一部分人对于实现财务自由存在疑虑。合适的理财更容易实现目标 总体来看，这项调查揭示了新加坡人在财务自由方面的现状和挑战。
H | 尽管许多人认为他们无法实现财务自由，但也有相当一部分人对此抱有信心。对于那些感到不确定或从未考虑过这个问题的人来说，提高财务知识和规划能力可能是实现财务自由的关键。
I | 图源：FACEBOOK对于那些担心生孩子会影响经济独立的人来说，提前规划和准备可能有助于减轻这一担忧。例如，通过储蓄和投资，可以为孩子未来的教育和生活费用做好准备，从而减少对家庭财务的影响。对于那些计划退休的人来说，制定合理的退休计划和储蓄策略是实现财务自由的重要一步。了解自己的需求和目标，并根据自己的财务状况制定合适的计划，可以帮助他们在退休后过上舒适的生活。总体来说，虽然新加坡人面临着实现财务自由的挑战，但通过提高财务知识和规划能力，以及提前为未来做好准备，他们仍然有机会实现这一目标。
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